Decide to Buy
Purchasing a San Diego property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully
Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord’s? Have you outgrown your current home? Are you looking for an investment portfolio? Are you looking for a rental property? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right property.
Has Your Income Grown?
Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio. Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.
Prospective Home Buyers
A very important step in the San Diego home-buying process is to get pre-qualified for a mortgage:
This will give us an idea of the price range that you can afford so that we can get you in one of our homes that matches what you want or connect with you a licensed agent who can go out and find the best deal on a home that is right for you.
Getting pre-qualified will require that you provide a lender with some basic information on your income, assets, and debt. We can arrange to have this done for you at no cost.
Another benefit in getting pre-qualified is that it is an expression of your seriousness in purchasing a home, which may be a deciding factor in a situation of competing offers from other not-yet qualified buyers on your dream home.
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